Free tool · built for 20+ unit operators
Restaurant savings calculator.
Estimate how much annual revenue and margin is sitting inside your restaurant group — across payment processing, food cost, labor, delivery, benefits, fuel and payroll tax credits. Seven assumptions, about 90 seconds, no email required to see your numbers.
Toggle any line on or off to model only the programs you want. The output is the same executive summary we walk through in a diagnostic: new revenue, hard savings and payroll tax-credit opportunities. Nothing here is a commitment — it is an editable planning estimate, not tax advice.
Store basics
Total revenue and new savings
$9,323,225
Annualized for your system across 70 stores — $133,189 per store, per year.
Additional revenue
$6,862,625
Annualized
Additional savings
$2,460,600
Annualized
Additional revenue
| Use | Source | Monthly | Annually |
|---|---|---|---|
| Cell tower / connectivity rev share70 stores × $125/mo | $8,750 | $105,000 | |
| Section 125 wellness benefit2,000 employees × 70% adoption × $50/mo | $70,000 | $840,000 | |
| Zero transaction fee (cash / credit model)85% card mix × 3.25% effective rate | $241,719 | $2,900,625 | |
| POS install incentive (one time)$5,000/store — half at first install, half at last | — | $350,000 | |
| AI delivery dispute recovery6% of delivery sales disputed, 60% won | $47,250 | $567,000 | |
| Capital / prepaid-media channel program1% of systemwide sales | $87,500 | $1,050,000 | |
| Corporate dining demand program1% incremental systemwide sales | $87,500 | $1,050,000 | |
| Total | $6,862,625 |
Revenue increase of 6.54% on systemwide sales.
Additional savings
| Use | Source | Monthly | Annually |
|---|---|---|---|
| Reduced employee churn30% turnover reduction × $2,000 to train and onboard | $50,000 | $600,000 | |
| POS service and maintenance$500/store/mo vs. incumbent contract | $35,000 | $420,000 | |
| Food cost reduction (GPO)3% off current food spend | $73,500 | $882,000 | |
| Fuel cost reduction30% off current fuel spend | $11,550 | $138,600 | |
| Tip automation labor reduction$500/store/mo of admin labor | $35,000 | $420,000 | |
| Total | $2,460,600 |
Hard cost reductions — no revenue assumptions required.
Send me this breakdown
We attach your assumptions to the model so the first call starts with your numbers, not a discovery questionnaire.
Your entries are saved on this device so you can come back and refine them. We do not share your information or add you to a list.
What the restaurant savings calculator actually models
Payment processing and interchange
Most multi-unit restaurants pay 60–80 basis points more than they need to on card volume. The model sizes markup compression, interchange qualification and debit routing against your card sales, before any cash discount structure.
Food cost and procurement
Real group purchasing pricing on delivered cost — not list price with a rebate check — typically recovers 3–7% of food spend. The calculator applies that band to the food cost percentage you enter.
Third-party delivery
Commission structure plus dispute and chargeback recovery. Roughly 6% of delivery sales are deducted as errors and adjustments, and a majority of that is winnable with disciplined recovery.
Labor, benefits and payroll tax
Section 125 structures, back-office consolidation, and FICA tip and WOTC credits. These reduce employer payroll tax without cutting a single shift or trimming hours.
POS, fuel and utilities
Platform and service contract renegotiation across the fleet, fleet fuel programs, and utility and property tax review. Individually small, meaningful once multiplied by unit count.
Off-P&L revenue
Real estate monetization, guest acquisition capital and corporate dining channels — revenue lines your accounting team has never invoiced, so they never appear in a P&L review.
Start with your unit count
The categories are the same at every scale; the dollars are not. Where your group sits determines which levers move first.
20–50 locations
See your potential opportunity
Payments, food and delivery usually carry the number at this scale. Recovery typically lands in the high six figures to low seven figures annually.
50–100 locations
See where seven figures may be hiding
Benefits structure, POS contracts and off-P&L revenue start to matter as much as processing. Aggregate recovery is routinely several million per year.
100+ locations
Model system-wide margin recovery
Every basis point is worth real money. At this scale the work is sequencing and governance more than discovery — and the top-line lift compounds across the system.
Questions operators ask before running the numbers
You enter seven operating assumptions: brand, store count, employees, average monthly sales per store, food cost percentage, delivery share of sales and monthly fuel spend, plus optional tipped-employee and hiring detail. The model applies the recovery ranges we see in real multi-unit diagnostics to each category and returns annual new revenue, hard cost savings and payroll tax credit estimates, systemwide and per store.
The calculator is free and every number updates live without giving us anything. You only enter contact details if you want the breakdown emailed to you or want to book a diagnostic call.
They are planning estimates, not a quote. Each line uses conservative midpoints of ranges observed in prior engagements. A diagnostic replaces every assumption with your merchant statements, distributor invoices, delivery remittances and benefits census, and the realized number is usually different in both directions by category.
Restaurant groups, franchisees and franchisors operating roughly 20 or more locations. Below that scale the categories still leak, but the dollars rarely justify a full diagnostic. The model works for any unit count you enter.
Payment processing and interchange, food cost through real GPO pricing, POS platform costs, labor and back-office efficiency, third-party delivery commissions and dispute recovery, employee benefits and Section 125 structures, fuel and utilities, real estate monetization, and FICA tip and WOTC payroll tax credits.
No. It is a modeling tool, and a full engagement is free to the operator anyway — we are paid by the vendors we bring in, never by you.